Whole Person Injury Catastrophic Impairment Assessment Concerns | Alfred Legal Services
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Whole Person Injury Catastrophic Impairment Assessment Concerns


Question: What does “whole person impairment” mean when deciding if an injury is a catastrophic impairment under Ontario auto insurance (SABS)?

Answer: In Ontario, “whole person impairment” is a medical-legal rating that expresses the overall impact of all accident-related impairments on the person’s entire body and functioning, and it can be used in determining catastrophic impairment under Statutory Accident Benefits Schedule (O Reg 34/10).  Alfred Legal Services provides Affordable Legal Help for Ontario accident benefits claims by explaining how whole person impairment ratings may affect catastrophic impairment eligibility and benefit limits.


What Is Meant By a Whole Person Injury When Determining Whether a Person Suffered a Catastrophic Impairment?

A Whole Person Injury Involves the Assessment of


Understanding the Catastrophic Injury Definition Applicable to Certain Statutory Accident Benefit Coverage Limits

Insurance Claim Document

The Law

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