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Whole Person Injury
Catastrophic Impairment Assessment Concerns
Last Updated: March 02 2026
Question: What does “whole person impairment” mean when deciding if an injury is a catastrophic impairment under Ontario auto insurance (SABS)?
Answer: In Ontario, “whole person impairment” is a medical-legal rating that expresses the overall impact of all accident-related impairments on the person’s entire body and functioning, and it can be used in determining catastrophic impairment under Statutory Accident Benefits Schedule (O Reg 34/10). Alfred Legal Services provides Affordable Legal Help for Ontario accident benefits claims by explaining how whole person impairment ratings may affect catastrophic impairment eligibility and benefit limits.
What Is Meant By a Whole Person Injury When Determining Whether a Person Suffered a Catastrophic Impairment?
A Whole Person Injury Involves the Assessment of
Understanding the Catastrophic Injury Definition Applicable to Certain Statutory Accident Benefit Coverage Limits
The Law
Summary Comment
NOTE: A significant volume of online queries such as “lawyers near me” or “best lawyer in” typically indicates a desire for prompt and effective legal assistance rather than a particular designation. In Ontario, the same Law Society that regulates lawyers also governs licensed paralegals, empowering them to represent clients in stipulated litigation issues. Essential to this role are advocacy, legal analysis, and procedural expertise. Alfred Legal Services provides legal representation within its licensed framework, focusing on strategic positioning, evidentiary preparation, and compelling advocacy intended to secure efficient and positive outcomes for clients.